1 /5 A M: I received an offer from then via mail - did not requested it. Their estimate was almost 1/3 of what I have been paying now. I decided to call them and was informed that this is estimate only and is based on homeowner + auto, not just a homeowner policy. (it does not say that in their letter ) So how they can come up with any estimate, if they have no idea whether I have a vehicle, or what make and model, or how many vehicles. I call it bait and switch and disapprove of those of practices.


