1 /5 Joy Smith: Worst banking experience ever-STCU purchase of Community Bank accounts took all the best attributes of Community Bank and replaced with worst customer/consumer features. Deposits not credited in timely manner; holding of funds long after payment making access to funds by STCU only -account funds transferred from has moved funds and STCU account has no access of funds transferred into account (this is theft on the part of the STCU institution and is done as a matter of policy for any funds over $500 via mobile deposit); debits are immediately posted as final with immediate associated overdraft fees that exceed overdraft amount ( most banks post pending amounts so that corresponding deposits can be made). I do not recommend this CU-it is predatory and not consumer friendly. Caveat Emptor